i think you needy verseification in these kind of environment. don't have all of anything. that means don't sell all of your bonds, even though rates are low. be careful of your duration. on the equities side, if you've enjoyed some of the profits so far this year, maybe take a little off the table. if you're still waiting an waiting, dollar cost average in, i think you need to have some exposure in various categories. >> good insight, as always. thanks very much. >> thank you. up next on "the wall street journal" report, the banker whose letter of resignation made the editorial page of t"the new york times." and later, small businesses employ awe half o of all americans. what this year's political climate means for the balance sheets for those businesses. as we take a break, take a look at how the stock market ended the week. in america today we're running to compete on the global stage. what we need are people prepared for the careers of our new economy. by 2025, we could have 20 million jobs without enough college graduates to fill them. that's why at devry university, w